Truhome Finance IPO: GMP, Pricing, Allotment Details, and 2026 Profit Estimates Revealed!

Truhome Finance, established in 2010, is preparing for a substantial IPO anticipated to raise ₹3,000 crore, comprising a fresh issue and an offer for sale, each valued at ₹1,500 crore. This makes the IPO noteworthy as it caters to the growing demand for affordable housing finance in India. The company specializes in secured lending products like housing loans and loans against property, with a strong footprint across various city tiers. As of December 31, 2025, Truhome Finance has shown impressive asset management, being the third-largest player in the affordable housing segment in India.

The current grey market sentiment around the Truhome Finance IPO has not yet been disclosed, making it challenging to gauge investor sentiment prior to the public offering. Nonetheless, Truhome’s strong fundamentals, reflected in its robust asset quality—where only 3.16% of loans are overdue by more than 30 days—suggest a positive outlook for potential investors. The company’s consistent growth rates, particularly an AUM CAGR of 48.58% between FY23 and FY25, adds to the attractiveness of this IPO in a competitive market.

For Indian investors, the Truhome Finance IPO offers an avenue to participate in the thriving affordable housing finance market, which is ever-growing due to increasing urbanization and the government’s focus on housing for all. This IPO might present an attractive opportunity, particularly if the valuation metrics align favorably against its peers. Investors are encouraged to keep abreast of the forthcoming subscription details and list performance to make informed investment decisions.

Source: The Economic Times

(Expert Note: This report was prepared by the Wealthova IPO team.)